Take-Home Pay & Salary Tax Calculators for Smarter Money Decisions
Know exactly what you take home. CalcSuite turns any US salary into a paycheck after federal, state, Social Security and Medicare tax — then lets you compare states, model 401(k)/HSA impact and check whether an offer is actually worth more. Plus 70+ free finance, health and everyday calculators. No sign-up, everything runs privately in your browser.
Paycheck by stateSee your take-home pay in any US state, with the full 2025 tax breakdown.After-tax comparisonCompare offers and states side by side on real net pay, not gross.401(k) & HSA impactSee how pre-tax contributions change your paycheck and taxable income.Salary decision supportIs your salary good? Where does it rank? Should you negotiate?
Runs privately in your browserYour salary and numbers never leave your device — nothing is sent to us or stored.
Sourced from official dataTax tools use published IRS, SSA and state figures — with the source shown on every page.
Reviewed & datedEvery tax calculator is checked against its source and stamped with the tax year. How we review →
Finance
FinanceLoan CalculatorMonthly payment, total interest and a full amortization schedule.FinanceMortgage CalculatorFull monthly payment (PITI) with property tax, insurance, PMI and HOA.FinanceMortgage Refinance Break-Even CalculatorFind out how many months until a refinance pays for itself.FinanceCompound Interest CalculatorSee how savings and regular contributions grow over time.FinanceSalary to Hourly CalculatorConvert pay between hourly, weekly, bi-weekly, monthly and annual.FinanceRetirement CalculatorProject your 401(k) or retirement savings, including employer match.FinanceRoth vs Traditional IRA CalculatorCompare the after-tax retirement value of a Roth IRA versus a Traditional IRA.FinanceDebt Payoff CalculatorCompare snowball and avalanche strategies to get debt-free faster.FinanceCost of Living CalculatorSee what your salary is really worth after moving to another state.FinanceAuto Loan CalculatorCar payment including sales tax, down payment and trade-in.FinanceBudget CalculatorSplit your take-home pay into needs, wants and savings.FinanceU.S. Inflation CalculatorSee how the buying power of the U.S. dollar has changed between any two years, using official BLS CPI-U data back to 1913.FinanceAmortization CalculatorSee your monthly payment, total interest and a year-by-year amortization schedule — plus how extra payments cut your loan short.FinanceInvestment CalculatorProject how a starting balance plus regular contributions could grow over time at an expected rate of return.FinanceInterest CalculatorCompare simple and compound interest side by side and see how compounding frequency changes your total return.FinanceCar Affordability CalculatorThe car price you can afford from a monthly payment budget.FinanceOvertime Pay CalculatorWork out your overtime pay and total paycheck from your hourly rate.FinanceNet Worth CalculatorAdd up your assets and subtract your debts to find your net worth.FinanceRent vs Buy CalculatorCompare the true long-run cost of buying a home versus renting and investing the difference.FinanceHome Affordability CalculatorFind the maximum home price you can afford based on your income, debts and down payment.FinanceSavings CalculatorSee how your savings grow over time with regular monthly deposits and compound interest.FinanceCD CalculatorCalculate the maturity value and interest earned on a certificate of deposit.
Tax
TaxUS Take-Home Pay CalculatorEstimate your paycheck after federal tax, state tax, FICA, 401(k) and HSA.TaxW-4 Paycheck Withholding CalculatorSee how your W-4 changes the federal tax withheld from each paycheck.TaxHourly Paycheck CalculatorTurn hourly wages and overtime into take-home pay after tax.TaxSalary After-Tax CalculatorEstimate take-home pay in the UK, Canada, Australia, Ireland, New Zealand or Germany.TaxSelf-Employment Tax CalculatorEstimate 1099 self-employment tax and your quarterly payments.TaxBonus Tax CalculatorSee your bonus take-home under the percentage and aggregate methods.TaxGross-Up CalculatorFind the gross amount needed to hit an exact take-home figure.Tax401(k) Contribution Impact CalculatorSee how a 401(k) contribution really affects your take-home pay.TaxJob Offer Comparison CalculatorCompare two job offers by real after-tax take-home pay.TaxSales Tax CalculatorAdd sales tax to a price, or find the tax hidden inside a total.TaxTax Refund CalculatorEstimate your 2025 federal refund or balance due from W-2 income.TaxCapital Gains Tax CalculatorFederal tax on short- and long-term gains using 2025 IRS rates.
Business
BusinessMargin CalculatorWork out gross profit and profit margin from your cost and selling price.BusinessMarkup CalculatorSet a selling price by applying a markup percentage to your cost.BusinessROI CalculatorMeasure the return on an investment as a total and annualized percentage.BusinessCAGR CalculatorFind the compound annual growth rate between a starting and ending value.
Health
HealthTDEE & Macro CalculatorDaily calories to maintain, cut or bulk — plus macro split.HealthBMI CalculatorBody Mass Index with WHO category and your healthy-weight range.HealthPregnancy Due Date CalculatorEstimate your due date, how far along you are, and your trimester.HealthBMR CalculatorYour basal metabolic rate plus maintenance calories by activity level.HealthBody Fat CalculatorEstimate body-fat percentage from tape measurements — no calipers needed.HealthIdeal Weight CalculatorIdeal weight from four classic formulas plus your healthy-BMI range.HealthDaily Calorie CalculatorYour maintenance calories plus targets to lose, maintain or gain.HealthPace CalculatorPace, speed and split times from your distance and finish time.HealthCalories Burned CalculatorCalories burned for 20+ activities using MET values and your weight.HealthOne Rep Max CalculatorEstimate your 1RM and training loads from a weight and reps.HealthLean Body Mass CalculatorEstimate lean body mass and body fat from height and weight.HealthTarget Heart Rate CalculatorYour max heart rate and five training zones by age.HealthWater Intake CalculatorHow much water to drink daily from your weight and activity.HealthOvulation CalculatorEstimate your ovulation day and most fertile window.HealthMacro CalculatorDaily protein, carb and fat targets for your goal and diet.
Math
MathPercentage CalculatorPercent of a number, percentage change, and X is what % of Y.MathFraction CalculatorAdd, subtract, multiply or divide fractions and reduce to lowest terms.MathRatio CalculatorSimplify ratios to lowest terms or solve for a missing proportion.MathScientific CalculatorA free online scientific calculator with trig, logarithms, powers, roots, factorials and constants — works right in your browser.
Everyday
EverydayAge CalculatorExact age in years, months, days — and days between two dates.EverydayUnit ConverterConvert length, weight and temperature between metric and imperial.EverydayCurrency ConverterConvert between 20 major world currencies using live mid-market rates.EverydayHours CalculatorWork out hours and minutes between a start and end time, minus breaks.EverydayDiscount CalculatorFind the sale price and how much you save at any percentage off.EverydayTip CalculatorCalculate a tip on any bill and split the total between people.EverydayDate CalculatorAdd or subtract days, weeks, months or years from any date.EverydayDays Between Dates CalculatorExact days, business days and weeks between any two dates.EverydayWord CounterCount words, characters, sentences and reading time instantly.EverydayGPA CalculatorCalculate your GPA on the 4.0 scale from grades and credit hours.EverydayFinal Grade CalculatorFind the exact score you need on the final to hit your target grade.EverydayDays Until CalculatorCount down the days until any future date, with business days.EverydayTime Zone ConverterConvert a date and time between any two world time zones.
Take-home pay by state
See your paycheck after tax in your specific US state.
Salary after tax by country
Estimate your take-home pay in the UK, Canada or Australia.
Where your salary goes furthest
Data-driven rankings of where you keep the most of your paycheck.
Is your salary good?
Enter a salary and see exactly where it ranks among US workers — with a shareable percentile chart.
Salary & hourly pay converter
$X a year is how much per hour? Convert any pay between hourly, weekly, bi-weekly, monthly and annual.
Thinking of moving? Compare cost of living
See how far your salary really goes in another state, based on BEA 2024 Regional Price Parities — plus the raise (or cut) you'd need to break even.