Hourly Paycheck Calculator
Turn hourly wages and overtime into take-home pay after tax.
About this calculator
If you're paid by the hour, your paycheck moves with every shift, differential and overtime hour — so a flat salary calculator rarely fits. This tool builds your pay from the ground up: enter each hourly rate and the hours you work at it, add any weekly overtime at time-and-a-half, and it projects the whole year, then runs it through the same federal, FICA and state tax engine the rest of the site uses.
Overtime is calculated at 1.5 times your main rate for hours entered in the overtime field, which reflects the federal Fair Labor Standards Act rule for non-exempt workers over 40 hours a week. You can also model a second job or a shift differential by adding another rate row, and set how many weeks a year you actually work to account for unpaid time off. Pre-tax 401(k) and HSA/Section-125 contributions lower your taxable income exactly as they do on a salaried paycheck.
The result shows your take-home pay for whatever pay frequency you choose — weekly, biweekly, semi-monthly or monthly — plus a full annual breakdown of gross wages, federal income tax, Social Security, Medicare and state tax. Because state rules and personal circumstances vary, use it as a reliable planning estimate rather than a guaranteed payslip.
Frequently asked questions
How is overtime pay calculated?
Overtime hours are paid at 1.5 times your main hourly rate. Under the federal FLSA, non-exempt employees generally earn time-and-a-half for hours worked over 40 in a workweek; some states have daily overtime rules that may differ.
Can I combine two jobs or a shift differential?
Yes. Add another rate row for each distinct hourly rate and the weekly hours you work at it. The calculator sums them into your weekly and annual gross before taxes.
Does it include taxes and 401(k)?
Yes. It applies 2025 federal income tax, Social Security, Medicare and a simplified state tax, and lets you enter annual 401(k) and other pre-tax deductions that lower your taxable income.
How do I convert my hourly wage to an annual salary?
Multiply your hourly rate by hours per week and by the weeks you work per year — for example $25 × 40 × 52 = $52,000. This calculator does that automatically and then subtracts taxes to show net pay.
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⚠️ Estimates 2025 US take-home pay from hourly wages using simplified federal, FICA and state rules, for general guidance only — not tax or payroll advice.