States With No Income Tax — and What It's Really Worth
"Move to a no-income-tax state and keep more of your money" is common advice. We put a real number on it — how much more take-home a $100,000 earner actually keeps.
Last updated January 15, 2026
The nine states with no income tax
9 US states levy no tax on wage income: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. In every one of them, a single filer earning $100,000 keeps the same $78,901 per year after federal tax and FICA, because there is no state income tax to subtract.
How much more you actually keep
The advice "move to a no-tax state and keep more" is real, but the size of the gain depends on which state you compare against. The highest-tax state in our model at $100,000 is Oregon, where the same salary yields $70,692 take-home. That is a difference of $8,209 per year versus a no-income-tax state — about $684 a month, or roughly $82,088 over a decade before any investment growth.
But headline take-home is only half the picture. No-income-tax states often recoup revenue through higher property, sales or excise taxes, and cost of living varies enormously. A higher gross-to-net ratio does not automatically mean you are better off once rent, insurance and everyday prices are counted. Compare the full relocation math in the cost-of-living calculator.
$100,000 take-home in the no-tax states
| State | Take-home / year | vs highest-tax state (Oregon) |
|---|---|---|
| Alaska | $78,901 | +$8,209 |
| Florida | $78,901 | +$8,209 |
| Nevada | $78,901 | +$8,209 |
| New Hampshire | $78,901 | +$8,209 |
| South Dakota | $78,901 | +$8,209 |
| Tennessee | $78,901 | +$8,209 |
| Texas | $78,901 | +$8,209 |
| Washington | $78,901 | +$8,209 |
| Wyoming | $78,901 | +$8,209 |
Single filer, $100,000 salary, 2025 rates. Computed live from the same engine as the take-home calculator.
⚠️ Estimates use 2025 IRS brackets and standard deductions for a single filer with no pre-tax deductions, plus each state's single-filer income tax. For general guidance only — not tax or investment advice. Verify with a professional or the IRS.