Finance

Washington to Texas: Cost of Living Comparison

Moving from Washington to Texas, the cost of living is about 9.3% cheaper. To keep the same standard of living you have on $100,000 in Washington, you'd need roughly $90,748 in Texas — a cut of about $9,252.

Equivalent salary in Texas
$90,748
Cost of living change
9.3%
$100,000 in Texas really feels like
$110,196
WashingtonTexas
Price level (US avg = 100)107.097.1
Salary to match $100,000$100,000$90,748
Purchasing power of $100,000$100,000$110,196

Based on BEA 2024 Regional Price Parities (all-items). Texas is at 97.1 vs Washington at 107.0 on the national-average scale of 100.

Want to try your own salary or a different pair of states? Use the interactive cost-of-living calculator →

How the WashingtonTexas comparison works

Cost of living differs from place to place because the same basket of goods, services and — above all — housing costs different amounts. The U.S. Bureau of Economic Analysis measures this with Regional Price Parities (RPP): an index where the national average is 100. Washington sits at 107.0 and Texas at 97.1, which means everyday spending in Texas costs about 9.3% less than in Washington.

To keep the same standard of living you enjoy on $100,000 in Washington, you would need about $90,748 in Texas. Looked at the other way, if you moved with the same $100,000 paycheck, its real purchasing power once you're paying Texas prices would feel like $110,196.

Remember this is a statewide, all-items average. Your actual experience depends heavily on where exactly you live, whether you rent or own, and your lifestyle — and it doesn't account for the difference in income tax between the two states, which you can model separately in the take-home-pay tools below.

Equivalent salary at other income levels

Your salary in WashingtonEquivalent in TexasDifference
$50,000$45,374$4,626
$75,000$68,061$6,939
$100,000$90,748$9,252
$150,000$136,121$13,879
$200,000$181,495$18,505

See your take-home pay in each state

Cost of living is only half the picture — income tax changes what you actually keep. Compare paychecks:

Move from Washington to another state

⚠️ Cost-of-living estimate based on BEA 2024 Regional Price Parities (all-items, statewide average). Real costs vary by city, housing and lifestyle, and this does not include the difference in state income tax. For general guidance only — not financial advice.