Finance

Texas to Illinois: Cost of Living Comparison

Moving from Texas to Illinois, the cost of living is about 3.0% more expensive. To keep the same standard of living you have on $100,000 in Texas, you'd need roughly $102,987 in Illinois — a raise of about $2,987.

Equivalent salary in Illinois
$102,987
Cost of living change
+3.0%
$100,000 in Illinois really feels like
$97,100
TexasIllinois
Price level (US avg = 100)97.1100.0
Salary to match $100,000$100,000$102,987
Purchasing power of $100,000$100,000$97,100

Based on BEA 2024 Regional Price Parities (all-items). Illinois is at 100.0 vs Texas at 97.1 on the national-average scale of 100.

Want to try your own salary or a different pair of states? Use the interactive cost-of-living calculator →

How the TexasIllinois comparison works

Cost of living differs from place to place because the same basket of goods, services and — above all — housing costs different amounts. The U.S. Bureau of Economic Analysis measures this with Regional Price Parities (RPP): an index where the national average is 100. Texas sits at 97.1 and Illinois at 100.0, which means everyday spending in Illinois costs about 3.0% more than in Texas.

To keep the same standard of living you enjoy on $100,000 in Texas, you would need about $102,987 in Illinois. Looked at the other way, if you moved with the same $100,000 paycheck, its real purchasing power once you're paying Illinois prices would feel like $97,100.

Remember this is a statewide, all-items average. Your actual experience depends heavily on where exactly you live, whether you rent or own, and your lifestyle — and it doesn't account for the difference in income tax between the two states, which you can model separately in the take-home-pay tools below.

Equivalent salary at other income levels

Your salary in TexasEquivalent in IllinoisDifference
$50,000$51,493+$1,493
$75,000$77,240+$2,240
$100,000$102,987+$2,987
$150,000$154,480+$4,480
$200,000$205,973+$5,973

See your take-home pay in each state

Cost of living is only half the picture — income tax changes what you actually keep. Compare paychecks:

Move from Texas to another state

⚠️ Cost-of-living estimate based on BEA 2024 Regional Price Parities (all-items, statewide average). Real costs vary by city, housing and lifestyle, and this does not include the difference in state income tax. For general guidance only — not financial advice.