Finance

Massachusetts to New Hampshire: Cost of Living Comparison

Moving from Massachusetts to New Hampshire, the cost of living is about 1.5% cheaper. To keep the same standard of living you have on $100,000 in Massachusetts, you'd need roughly $98,488 in New Hampshire — a cut of about $1,512.

Equivalent salary in New Hampshire
$98,488
Cost of living change
1.5%
$100,000 in New Hampshire really feels like
$101,536
MassachusettsNew Hampshire
Price level (US avg = 100)105.8104.2
Salary to match $100,000$100,000$98,488
Purchasing power of $100,000$100,000$101,536

Based on BEA 2024 Regional Price Parities (all-items). New Hampshire is at 104.2 vs Massachusetts at 105.8 on the national-average scale of 100.

Want to try your own salary or a different pair of states? Use the interactive cost-of-living calculator →

How the MassachusettsNew Hampshire comparison works

Cost of living differs from place to place because the same basket of goods, services and — above all — housing costs different amounts. The U.S. Bureau of Economic Analysis measures this with Regional Price Parities (RPP): an index where the national average is 100. Massachusetts sits at 105.8 and New Hampshire at 104.2, which means everyday spending in New Hampshire costs about 1.5% less than in Massachusetts.

To keep the same standard of living you enjoy on $100,000 in Massachusetts, you would need about $98,488 in New Hampshire. Looked at the other way, if you moved with the same $100,000 paycheck, its real purchasing power once you're paying New Hampshire prices would feel like $101,536.

Remember this is a statewide, all-items average. Your actual experience depends heavily on where exactly you live, whether you rent or own, and your lifestyle — and it doesn't account for the difference in income tax between the two states, which you can model separately in the take-home-pay tools below.

Equivalent salary at other income levels

Your salary in MassachusettsEquivalent in New HampshireDifference
$50,000$49,244$756
$75,000$73,866$1,134
$100,000$98,488$1,512
$150,000$147,732$2,268
$200,000$196,975$3,025

See your take-home pay in each state

Cost of living is only half the picture — income tax changes what you actually keep. Compare paychecks:

Move from Massachusetts to another state

⚠️ Cost-of-living estimate based on BEA 2024 Regional Price Parities (all-items, statewide average). Real costs vary by city, housing and lifestyle, and this does not include the difference in state income tax. For general guidance only — not financial advice.