Finance

Florida to Illinois: Cost of Living Comparison

Moving from Florida to Illinois, the cost of living is about 3.3% cheaper. To keep the same standard of living you have on $100,000 in Florida, you'd need roughly $96,712 in Illinois — a cut of about $3,288.

Equivalent salary in Illinois
$96,712
Cost of living change
3.3%
$100,000 in Illinois really feels like
$103,400
FloridaIllinois
Price level (US avg = 100)103.4100.0
Salary to match $100,000$100,000$96,712
Purchasing power of $100,000$100,000$103,400

Based on BEA 2024 Regional Price Parities (all-items). Illinois is at 100.0 vs Florida at 103.4 on the national-average scale of 100.

Want to try your own salary or a different pair of states? Use the interactive cost-of-living calculator →

How the FloridaIllinois comparison works

Cost of living differs from place to place because the same basket of goods, services and — above all — housing costs different amounts. The U.S. Bureau of Economic Analysis measures this with Regional Price Parities (RPP): an index where the national average is 100. Florida sits at 103.4 and Illinois at 100.0, which means everyday spending in Illinois costs about 3.3% less than in Florida.

To keep the same standard of living you enjoy on $100,000 in Florida, you would need about $96,712 in Illinois. Looked at the other way, if you moved with the same $100,000 paycheck, its real purchasing power once you're paying Illinois prices would feel like $103,400.

Remember this is a statewide, all-items average. Your actual experience depends heavily on where exactly you live, whether you rent or own, and your lifestyle — and it doesn't account for the difference in income tax between the two states, which you can model separately in the take-home-pay tools below.

Equivalent salary at other income levels

Your salary in FloridaEquivalent in IllinoisDifference
$50,000$48,356$1,644
$75,000$72,534$2,466
$100,000$96,712$3,288
$150,000$145,068$4,932
$200,000$193,424$6,576

See your take-home pay in each state

Cost of living is only half the picture — income tax changes what you actually keep. Compare paychecks:

Move from Florida to another state

⚠️ Cost-of-living estimate based on BEA 2024 Regional Price Parities (all-items, statewide average). Real costs vary by city, housing and lifestyle, and this does not include the difference in state income tax. For general guidance only — not financial advice.